Material Breach of Contract: When It Matters Most

What Is a Material Breach?

A material breach is a failure to perform a contractual obligation that is so significant it goes to the heart of the agreement, defeating the purpose of the contract. Unlike a minor breach, a material breach gives the non-breaching party the right to stop performing their own obligations and potentially terminate the agreement.

Material Breach vs. Minor Breach

Not every breach justifies termination. Courts distinguish between:

  • Material breach. A failure so significant that the non-breaching party did not receive substantially what they bargained for. Example: a contractor abandons a construction project halfway through.
  • Minor (immaterial) breach. A failure that does not undermine the overall purpose of the contract. Example: a contractor completes the project but uses a slightly different paint color. The non-breaching party can claim damages but cannot terminate.

How Courts Determine Materiality

The Restatement (Second) of Contracts, Section 241, identifies five factors courts consider:

  1. The extent to which the injured party will be deprived of the expected benefit
  2. The extent to which the injured party can be adequately compensated with damages
  3. The extent to which the breaching party will suffer forfeiture
  4. The likelihood that the breaching party will cure the failure
  5. The extent to which the breaching party's behavior comports with good faith and fair dealing

What to Watch For

  • Contracts that define material breach. Some well-drafted contracts list specific actions that constitute material breach, removing ambiguity. This is helpful for both parties.
  • Automatic termination on any breach. A clause allowing termination for any breach — not just material ones — gives the other party an easy exit. Consider requiring materiality as a threshold.
  • Continued performance after breach. If you continue performing after a material breach by the other party, you may be deemed to have waived your right to terminate based on that breach.

When to Consult a Lawyer

Consider consulting an attorney before declaring a material breach and terminating a contract. If a court later disagrees that the breach was material, your termination could itself be treated as a breach.

This article is for informational purposes only and does not constitute legal advice. Consult a licensed attorney for guidance specific to your situation.

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